Can I buy final expense insurance for my child?

Yes, in order to buy final expense insurance for anyone, you must have an insurable interest.  You have an insurable interest if you would suffer a financial loss or hardship if the person dies.  You have an insurable interest in your child.

If your child is a minor or special needs, you will answer the health questions for your child. You will sign the application as their parent or guardian. If your child is an adult, they must consent, answer the health questions and sign the application. You can be the owner of the policy, a beneficiary and pay for the policy.