Can I get final expense insurance if I take insulin?
Yes, it is possible to get final expense insurance if you take insulin. If you’re taking insulin the final expense insurance company may ask you the following additional questions:
- How old were you when you were first diagnosed with diabetes?
- How old were you when you first started taking insulin?
- How much insulin are you taking?
- Do you have other health issues?
- Are you stable on your insulin?
- When was the last time your insulin dosage changed?
- Is your diabetes under control?
Your answer to the above questions and the health questions on the application will determine if you’re issued a level, modified, graded or guaranteed issue final expense policy. Based on your answers, we know which companies will cover you and at what level.